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Tools

Calculators and utilities to explore ideas from the blog and everyday decisions.

Mortgage Calculator

Amortization, extra principal with annual limit, term summary, and compare up to 3 scenarios with charts.

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Canadian Tax Calculator

Federal and provincial tax estimate. Salary, interest, dividends, capital gains, rental income. RRSP and rental expense deductions. Compare up to 3 scenarios.

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HELOC vs Mortgage Calculator

Compare converting your HELOC to a fixed mortgage vs making extra principal payments. See monthly payments and 5-year outcomes with your own numbers.

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Rental Application

Multi-step residential rental application. Progress is saved in your browser; generate a PDF when complete.

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Todo Board

Organize todos by project with New, Working, and Done columns. Stored in your browser — similar to Trello.

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Prishan Fernando

Technology leader and hands-on architect transforming complex business challenges into elegant solutions.

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